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Economists tend to think of tips as incentives for better service, but empirical research suggests that how tipping makes customers feel is at least as important.

Michael Lynn, a professor of consumer behavior and marketing at the Cornell University School of Hotel Administration and a former bartender, waiter and busboy, has made tipping his research field.

So a responsible card rater must do the same, taking into account how you live and what your needs and interests are, then calculating the payback based on your spending.

Are you a single male or female professional who eats out and travels for work or pleasure?

“The six largest credit card issuers are spending twice as much on card rewards as they did in 2010.” Reading Gerstner’s report (“The Best Rewards Credit Cards, 2017”) and another in the September 2017 issue of Consumer Reports (“How to Cash In on Cash-Back Credit Cards”) might be dizzying.

“The competition is intense, the rewards just keep getting better,” shared scene tracker Lisa Gerstner of and the Kiplinger Letter.

One of the best things about Uber is that when you arrive at your destination, you can just wish the driver a good day and get out of the car.

No fumbling with your wallet, no calculating tips, no waiting for the credit card to go through, no juggling a pen, no asking for a receipt. The company charges your credit card and emails you a receipt.

“For anyone who got it taken, for them to just start losing money, that's just a really bad thing to do,” said Zechariah May from Nanticoke.

Chief Clark says it's hard to safeguard yourself against this crime aside from just using cash.

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